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Insurance intermediaries. Intermediate companies and premiums

Insurance intermediaries. Intermediate companies and premiums. Provinces 2023
Barcelona Girona Lleida Tarragona Catalonia
Companies 379 132 32 31 574
Brokers 330 113 25 23 491
Agents and related agencies 49 19 7 8 83
Intermediate premiums (thousands of euros.) 551,594.65 149,280.13 67,343.74 47,885.46 816,103.97
Brokers 515,586.37 142,198.95 62,382.75 42,318.36 762,486.43
Agents and related agencies 36,008.28 7,081.17 4,960.99 5,567.10 53,617.54
Source: Ministry of the Economy and Finance

Last update: October 1, 2024.

Methodological note

Definition of concepts

Tied insurance agent
Professional that conducts mediation activities within the terms agreed in contracts signed with various insurance companies.
Insurance broker
Professional that conducts insurance mediation activities without being bound by contractual ties to insurance companies, and offer independent, professional and impartial advisory services to those seeking cover for risks to themselves, their assets, their interests or their liabilities.
Insurance intermediary
Professional that performs activities that involve presenting, proposing or doing work prior to the signing of an insurance or reinsurance contract, or the signing of such contracts, as well as assisting with the management and execution of the aforesaid contracts, especially in the case of a claim. Insurance intermediaries are divided into insurance brokers and insurance agents. Insurance agents can be exclusive or tied. Insurance brokers and insurance agents can be natural persons or legal entities.
Insurance premium
Obligation corresponding to the insurance policy holder towards the provider covering the risk, or in other words, the price of the insurance. In financial terms, the premium is the insurance fee paid to the insurer for the service provided. In legal terms, payment of the premium is the basic obligation of an insurance policy holder and is a real, essential and typical element of the insurance contract.

Methodological aspects

Order ECO/326/2011, of November 7, on record books and the duty for private insurance and reinsurance intermediaries to provide statistical, accounting and business reports, published in the Diari Oficial de la Generalitat de Catalunya no. 6015, of November 29, 2011, establishes that insurance intermediaries must present statistical and accounting details of their activity every year.

All intermediaries that, during a given year, are included in the Special Administrative Register of Insurance Intermediaries, Insurance Brokers and their Senior Officials, which is part of the Directorate General of Financial Politics, Insurance and Treasury, must present the forms stipulated by Order ECO/326/2011 via the Virtual Office of Insurance Intermediaries (MEDCAT).

When the value is lower than that of the minimum unit to be able to estimate the statistical operation or if it effects statistical confidentiality, the symbol used is "..".